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Online, PSN and Hosting \ Bopo-My Money,My way (Pre-paid Visa Card)

RSOP
Kudos: 872
Mates: 46
What is bopo?
"It’s a card that will change your life, that’s what! bopo is a prepaid Visa card. It offers all the convenience of VISA, but it’s prepaid, so you can only spend the money you load onto it!"

At the Moment we Know its hard sometimes To see your favorite game come out on the PlayStation store or long awaited expansion to come out but relies that you don't have a credit card or for us Australian that we don't have the Playstaion network card yet. So what do we do? Bopo Card for now. At one small fee of $14.95 for your standard bopo card or $24.95 for you custom Made Card, You will be able to use this card for Your online needs.

Buts there pros and cons in this little catch, because its a prepaid card it will charge an transaction fee for every use, in this case for online use $0.50 per an transaction. Although this may seem like a small price to pay it will all add up.

heres the link to the hidden fees you would have to pay.
www.bopo.com.au/

My thought first when i saw this card was, my life can be simple now no need to be asking parents for there credit details, but was i saw the fees it changed my mind if i was going to use it as an one off thing then i might go with it, Give me your thoughts guys on what you think about Pre-paid cards Such as the Bopo card worth ir or useless?
30/03/2008
Melbourne
wutang01
Kudos: 8,569
Mates: 111
Hmm, wouldn't you prefer getting a VISA or Mastercard debit card instead?

Like, I know Westpac and Bankwest offer the Debit Mastercard ...
Not entirely sure which banks offer the VISA ones.

And it's just another savings account, but you access the savings using a VISA/Mastercard system ...
30/03/2008
Brisbane
RSOP
Kudos: 872
Mates: 46
i get ya. It just my veiw on Bopo which i thought was great but then changed my mind cause of fees. But at the moment i use a efpos card thingy.
30/03/2008
Melbourne
wutang01
Kudos: 8,569
Mates: 111
With a VISA/Mastercard Debit Card ... (if I recall correctly) you can avoid the EFTPOS fees if you use the debit card like a credit card

i.e. at the EFTPOS terminal, select CREDIT instead of SAVINGS.

Or something like that ... I think ...
30/03/2008
Brisbane
GTADude
Kudos: 13,372
Mates: 1048
I think the debit cards have a monthy fee, whilst the others charger per purchase
30/03/2008
Victoria
wutang01
Kudos: 8,569
Mates: 111
I think that might differ between the banks.

e.g. Suncorp Metway's VISA Debit Card:
www.suncorp.com.au/

No annual fee or transaction fees for purchases
Pay no interest
Visa Debit purchases are transaction fee-free. Remember, press the credit button when you shop for a fee-free transaction (restrictions apply)

NB: I haven't looked into it very deeply. There might be something I missed/overlooked?
30/03/2008
Brisbane
valeroso
Kudos: 1,033
Mates: 36

wutang01 said: With a VISA/Mastercard Debit Card ... (if I recall correctly) you can avoid the EFTPOS fees if you use the debit card like a credit card
i.e. at the EFTPOS terminal, select CREDIT instead of SAVINGS.
Or something like that ... I think ...



Yeah man you're close, a debit card basically works as a savings account with a credit limit/overdraft options. So only select CREDIT when you're running low on funds, otherwise select DEBIT.

As for me I wouldn't go with BOPO, as I have already have a Visa Debit Card, and you can use it anywhere in the world where Visa is accepted.
Also it's no sweat if you're under 18 RSOP, as you can get a parent or guardian to sign up and simply get them to apply you as an additional cardholder, up to 3 cardholders are allowed with ANZ Everyday Visa Debit, as far as I'm aware.

Banks that offer Visa Debit:
www.anz.com/
www.nab.com.au/
www.stgeorge.com.au/
www.suncorp.com.au/

Well man it looks like you have some reading to do. Good Luck eh?
30/03/2008
Bris Vegas
wutang01
Kudos: 8,569
Mates: 111
Ahh, there we go. I was originally looking to getting a VISA Debit Card.

But then I realised that Commonwealth Bank was offering VISA credit cards with no annual fees for full-time students ... haha
30/03/2008
Brisbane
Altair
Kudos: 827
Mates: 40
I have a bopo, its great
only the first cost of 15 bucks to start it up and thats it. You can top it up at most newsagencies as well. It is a VISA card, so its accepted worldwide.
30/03/2008
Melbourne [PSN ID: SKIZM_ONE]
WC_Loc
Kudos: 2,205
Mates: 52
I got a bopo card too, havent used it yet, I got it ages ago when they were only $10
I also just got an e-mail saying that they are sending me a new one this week
30/03/2008
Cairns, Queensland [PSN: wc_loc]
1up
Kudos: 1,068
Mates: 26
Meh, visa wins again
30/03/2008
Cardboard box. PSN: Mchappymeal
FreeWilly
Kudos: 542
Mates: 11
I had a pre-paid visa thing like bopo (i think it was called my canvas or something) and it was such a waste of money with all the fees... but at the time that was all I could get so I lived with it. It was also really hard to put money onto it. I have a visa debit card now and its all good
30/03/2008
sydney
gamedevil
Kudos: 282
Mates: 39
i got a bopo card aswell the fees are a pain in the ass but its pretty good
30/03/2008
melbourne,vic
RSOP
Kudos: 872
Mates: 46
ok guys ive got a bopo card now but ive been having problems add funds to my wallet it keeps telling me the information is incorect, got the Card number down name security number but only one thing is the expiry date is? but any help on how to add funds through bopo ive allready have 20 on the card just want to put it to the wallet now. thanks
21/06/2008
Melbourne
MMaC
Kudos: 627
Mates: 14

wutang01 said: Ahh, there we go. I was originally looking to getting a VISA Debit Card.

But then I realised that Commonwealth Bank was offering VISA credit cards with no annual fees for full-time students ... haha



Exactly the same situation here.
21/06/2008
Sydney
 
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